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How Virtu Works

The world's first non-KYC crypto debit card. Spend your crypto anywhere, anonymously.

What is Virtu?

Virtu is a revolutionary crypto debit card that lets you spend your cryptocurrency anywhere Visa or Mastercard is accepted—without ever providing your identity. We're the first and only non-KYC crypto card, meaning no ID verification, no address proof, and no invasive background checks. Just pure financial privacy.

Key Features

100% Anonymous

No KYC verification required. No ID, no selfies, no address proof. Your identity stays private.

Self-Custody

Your crypto, your keys. We never hold your funds—you maintain full control at all times.

Global Acceptance

Use your Virtu card at millions of merchants worldwide. Anywhere Visa/Mastercard is accepted.

Multi-Currency Support

Load your card with BTC, ETH, USDT, USDC, and other major cryptocurrencies.

Fees & Pricing

Transaction Fee2% per purchase
ATM Withdrawal2% + $2 flat fee
Card Issuance (Metal)$199 one-time
Card Issuance (Lite)$49 one-time
Monthly Fee$0 — Forever free

Card Tiers

Premium

Virtu Metal

  • Stainless steel construction
  • $50,000 monthly spending limit
  • Priority support
  • 1% cashback in crypto
  • Free worldwide shipping
Standard

Virtu Lite

  • High-quality plastic
  • $10,000 monthly spending limit
  • Standard support
  • 0.5% cashback in crypto
  • Standard shipping

How It Works

1

Order Your Card

Choose between Virtu Metal or Virtu Lite. No ID or verification needed—just an email address.

2

Fund Your Wallet

Send crypto to your Virtu wallet. We support BTC, ETH, USDT, USDC, and 50+ other tokens.

3

Spend Anywhere

Use your card at any merchant that accepts Visa or Mastercard. Your crypto is converted instantly at checkout.

Supported Cryptocurrencies

Load your Virtu card with any of the following cryptocurrencies. More tokens are added regularly.

Bitcoin (BTC)
Ethereum (ETH)
Tether (USDT)
USD Coin (USDC)
Solana (SOL)
Polygon (MATIC)
Avalanche (AVAX)
Cardano (ADA)
Litecoin (LTC)
Monero (XMR)

Privacy & Security

Zero Data Collection

We don't collect, store, or sell your personal information. Your transactions are your business alone.

End-to-End Encryption

All communications between your app and our servers are encrypted using industry-standard TLS 1.3.

Non-Custodial Wallets

You hold the private keys to your crypto. We can never access, freeze, or seize your funds.

No KYC Required

Unlike traditional financial services, we don't require identity verification. Preserving your privacy is our core mission.

Frequently Asked Questions

Is Virtu legal?

Yes. Virtu operates as a prepaid card program. While we don't require KYC for card issuance, our card issuing partners maintain all necessary financial licenses.

What countries is Virtu available in?

Virtu cards can be shipped to most countries worldwide. However, we cannot ship to sanctioned countries or regions with specific restrictions.

How fast is crypto-to-fiat conversion?

Instant. When you make a purchase, your crypto is converted to local currency in real-time at current market rates, minus the 2% transaction fee.

Can I use Virtu for online purchases?

Absolutely. Use your Virtu card for any online merchant that accepts Visa or Mastercard, including subscriptions, e-commerce, and digital services.

What if I lose my card?

Contact our support team immediately. We'll freeze your card and issue a replacement. Your crypto remains safe in your self-custody wallet.

Ready to reclaim your privacy?